Many things affect your credit score, including the value of any loans you have outstanding, your repayment history, how many loan applications you have made and how much credit card debt you have. But there are also a lot of misconceptions about what can affect your
Microfinance is a term used to describe financial services, such as loans, savings, insurance and fund transfers to entrepreneurs, small businesses and individuals who lack access to traditional banking services. Consider being in a situation where you need money, for
How a payday loan can help when you have a poor credit score What is a poor credit score? A poor credit score means that someone's credit history makes them a possible risk. This means that banks think there is a higher chance that person won't pay back a loan on time
Payday loans - no credit checks From broken boilers and broken down cars to a delayed pay cheque or unexpected utility bill, life's little emergencies don't discriminate when it comes to your credit score. Finding personal loans without credit checks isn't easy and the
Things you can use a payday loan for - and things you definitely shouldn’t A payday loan is a great way to get a small, short-term loan to cover emergency expenses. The loan offers a quick turnaround and can be in your account within hours, and, under rules put in
Why unsecured loans make sense While it’s easy to get bogged down in financial jargon, the reason why personal loans exist is quite simple. You might need some up-front capital to fund a purchase, home repair or simply to tide you over after an unexpected expense.