5 Ways to Damage your Credit Score Rightly or wrongly, the health of your credit score is incredibly important as it helps lenders, banks and credit authorities build up a clearer picture of whether you are financially responsible and reliable. Your credit score will
How to Make Money from your Phone
How to Make Money, from your Phone Modern mobile phones are a central part of everyday life for most people now. With the internet, text messaging, and phone calls all at the touch of a button, modern smartphones make it easy to have fun in your spare time. However, did
6 Things That Don’t Affect Your Credit Score
Many things affect your credit score, including the value of any loans you have outstanding, your repayment history, how many loan applications you have made and how much credit card debt you have. But there are also a lot of misconceptions about what can affect your
Microfinance and Alternative Finance
Microfinance is a term used to describe financial services, such as loans, savings, insurance and fund transfers to entrepreneurs, small businesses and individuals who lack access to traditional banking services. Consider being in a situation where you need money, for
Payday Loan with Poor Credit Score
How a payday loan can help when you have a poor credit score What is a poor credit score? A poor credit score means that someone's credit history makes them a possible risk. This means that banks think there is a higher chance that person won't pay back a loan on time
Payday loans – no credit checks
Payday loans - no credit checks From broken boilers and broken down cars to a delayed pay cheque or unexpected utility bill, life's little emergencies don't discriminate when it comes to your credit score. Finding personal loans without credit checks isn't easy and the
Things you can use a payday loan for
Things you can use a payday loan for - and things you definitely shouldn’t A payday loan is a great way to get a small, short-term loan to cover emergency expenses. The loan offers a quick turnaround and can be in your account within hours, and, under rules put in
Why Unsecured Loans make sense
Why unsecured loans make sense While it’s easy to get bogged down in financial jargon, the reason why personal loans exist is quite simple. You might need some up-front capital to fund a purchase, home repair or simply to tide you over after an unexpected expense.