Payday Loans

We are among the last few companies offering true payday loans as we believe that the service of getting cash for an emergency now and paying back with your now wage is still required. So if you apply for a loan with BingoLoans and you borrow £200 over 90 days, that has got to be better than not having a car because of a breakdown or not being able to use your broken washing machine for a month!

Please borrow responsibly, only use a payday loan or short term loan for the emergencies in your life.

Payday Loans Bad Credit

When looking for a loan, whether it be a payday loan or a bad credit loan, for example, you need to consider the following:

Is the company you are completing the application for the actual payday lender? At BingoLoans, you are getting the best of both worlds because we are a lender but we are also a loan broker, so if we can’t provide you with a loan we’ll try and find one of our lending panels to find you a cheap loan with a great interest rate.

How Much Would You Like?

Rates from 49.9% APR to max 1261% APR Representative example: Borrow £300 over 3 months @ 292% pa (fixed) Total repayment: £457.95 in 3 monthly payments of £152.65. Representative 1261% APR.
We are a Direct Lender and Broker, giving you more options


Payday Loans Direct Lenders

If you’re looking for a loan company, that provides responsible lending, to provide you with a quick and completely online payday loan, then turn to BingoLoans, we are authorised and regulated by the financial conduct authority and will conduct the appropriate credit checks and affordability checks during your loan application process.

Payday Loans UK

For a long time, Payday loans have been a popular option to fix the situation when a financial emergency arises. Often, a small amount of money is needed quickly which can be repaid as when payday comes. If a slightly larger amount is needed before payday, this can lead to problems paying it back.

Our instant decision loans can often be in your bank account within a couple of hours. Or at least, the same day, which can be just what’s needed when you’re struggling with a financial emergency.

Payday Loans Online

Short term loans are a perfect alternative to payday loans and BingoLoans can make the process smooth and quick. However, the most cost-effective alternative to a payday loan is to talk to your bank. Ask for an overdraft or maybe talk to family about borrowing a small amount. If you still need cash fast and other options aren’t available to you, a short term loan might be a better solution.

High Acceptance Payday Loans Direct Lenders

At BingoLoans, we have high acceptance rates when it comes to lending to individuals. It helps if our borrowers are able to adhere to our eligibility criteria also. When it comes to choosing the right direct lender for you. Please take your time to consider whether a payday loan is right for you. Don’t be forced into making a rash decision, consider your other outgoings, and the consequences of paying back the loan with interest at the end of the month.

Apply Now!