No Guarantor Loans

No guarantor loans don’t require you to find someone to co-sign or guarantee the repayment of the loan. Often, if you know or think you have poor credit or are in a difficult financial situation, having someone who trusts you, with a better credit score to co-sign the loan will offer you a better chance of the application will be accepted. Your guarantor’s promise that they will repay the loan if you fail to do so, which makes the lender more confident that they will get their money back.

Bad Credit Loans No Guarantor No Credit Check

With a no guarantor loan, you won’t have to find someone to guarantee your loan for you, your application process becomes a lot easier when you don’t have to rely on someone else. Although, it might be more difficult to be approved for a loan by yourself, don’t worry, as there are many short term loan companies like BingoLoans who will find you a no guarantor loan that suits your needs, especially if you have a low credit score.

Fast Loans No Guarantor

At BingoLoans, we are proud to offer no guarantor loans to people in the UK. We offer unsecured instalment (short term) and payday loans between £100 – £1500, repayable over the course of 3 to 12 months. But don’t worry as although many people may be a little apprehensive when applying for a no guarantor loan if they have less than perfect credit, BingoLoans takes that into consideration when review every applicant, so long as they meet our minimum requirements.

Loans for Bad Credit No Guarantor UK

We are responsible direct lenders, if we feel that providing you with a loan, over whatever period and for whatever amount, puts you in financial difficulty we will not lend to you, this is to protect you from getting deeper into a debt that you may not have the means to recover from. If you have a less than perfect credit score, there are a range of loan options to choose from.

Loans with No Guarantor

At BingoLoans, we offer no guarantor loans from £100 to £1,500 to be repaid over 3 upto 12 months. The loan amount and how long you’ll repay will depend on your application and financial situation. Getting a loan through us can be used for almost any purpose. So, whether you need the loan for those home improvements you’ve been putting off, for car repairs you’ve been waiting for, we can provide the funding you need.

Very Bad Credit Loans No Guarantor Direct Lender

We aim to accept applications as soon as possible and deposit the funds into your bank account in under 24 hours. Providing your application goes as smoothly as possible, you could receive your no guarantor loan within this time frame. Applying for no guarantor loans is simple with our online application form. Filling out an application should take about 3-5 minutes give or take.

Apply Now!

How Much Would You Like?

Rates from 49.9% APR to max 1261% APR Representative example: Borrow £300 over 3 months @ 292% pa (fixed) Total repayment: £457.95 in 3 monthly payments of £152.65. Representative 1261% APR.
We are a Direct Lender and Broker, giving you more options

Frequently Asked Questions

A No Guarantor Loan is any type of loan for someone that doesn't have a guarantor. A guarantor is a person close to you that is prepared to be part of the loan agreement and repay if you can't