How it works

step-1

Step 1 – Choose your amount and duration of your Loan

Use our quick cash online loan calculator to choose your loan amount. Choose how long you want to borrow for and your repayment will be shown in the illustration.

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Step 2 – Complete Application

The application process is quick and easy! Enter your personal details, income detail and expenses and we'll do our best to find you a loan or match you to one of our short term or payday loan lenders.

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Step 3 – Receive Your Loan

Once we match you to a lender, whether it is us or one of our lending partners, you will be transferred to their website to complete the process and your loan will soon be flying into your account.

Why Choose Us?

BingoLoans are here to help find the right loan for you, using our loan comparison technology, we'll find the right short term loan for you and get that cash loan into your bank account.

  • All credit histories welcomed
  • High acceptance rates
  • No phone calls
  • 100% online
  • Detailed affordability checks completed
  • Safe & Secure

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What are Short Term Loans?

 

Short term loans are designed to be taken out over a short period, maybe between 2-6 months, they should be used for relatively small amounts between £100 and £1500 and should definitely only be used as a temporary fix to a financial situation you may have found yourself in.

Short term loans should only be used in emergencies, they should not be used on a regular basis due to the high interest rates that are charged on each loan.

The earlier you pay back a short term loan, the better. Because you are paying a high interest rate, the longer the length of the loan, the more interest you'll pay. If you really need a short term loan then choose the amount you need and look to repay it on a term that you can afford, but look to pay it back as soon as you can. Repayment of these types of loan should take priority over any other debts you may have, due to the interest rates.

 

 

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