Master Budget Gift Giving During The Winter Season The winter season is swiftly approaching, and let's face it, most of us don't have a stash of cash set aside for gift-giving. With all of the other necessities we feel we need to buy throughout the festive periods
Reducing Invisible Spending
Reducing Invisible Spending Invisible spending is something we are all guilty of, whether we like it or not. Unless you are a financial expert or an extremely strict spender, you'll often end up spending much more than anticipated throughout the month. Although it
The Dangers of Payday Loans
The Dangers of Payday Loans Payday loans are seen as an easy solution for sudden financial problems. Despite being helpful in certain circumstances, many individuals advise against applying for this kind of loan. It's suggested that you should only borrow as a last
Fixing Your Finances For 2023
Fixing Your Finances For 2023 With 2023 right around the corner, it is time for you to set your finances off on the right foot. With the increase in living expenses, 2022 has been a difficult year for most people financially. Unfortunately, millions of households around
How To Live A Healthier Lifestyle On A Budget
How To Live A Healthier Lifestyle On A Budget Increases in living expenses have made the process of budgeting much harder than it should be. This means that we often find our finances categorised in an incorrect order, making it even more difficult to control our
Budget Friendly Activities To Keep The Family Entertained
Budget Friendly Activities To Keep The Family Entertained For many families, managing their finances during the summer months can be hard. With the kids off school for the summer holidays, you'll find yourself constantly trying to keep them entertained over the course
Eating Out vs Cooking At Home Costs
Eating Out vs Cooking At Home Costs You'd be surprised at the difference in cost between eating out and cooking freshly made meals at home. The amount of money you could save by cutting out some of your meals would shock you. However, it is always harder than it sounds
Where To Start To Get Out Of Debt
Where To Start To Get Out Of Debt Our finances are a very delicate aspect of life. One day you may feel financially comfortable, and the next you could find yourself surrounded by debt. You never know what's around the corner in any situation! Unfortunately, debt is a
Celebrating Halloween On A Budget
Celebrating Halloween On A Budget Despite the weather still offering us a glimpse of summer, the season itself is officially over. With that being said, October is right around the corner, therefore, meaning that we can begin thinking about what the autumnal months
How To Budget When You’re Paid Monthly
How To Budget When You're Paid Monthly Depending on the company you are employed by, you may get paid weekly, every fortnight, or monthly. Each different payment schedule will involve a different budgeting method. Finding the budget which suits you and your finances