Bad Credit Payday Loans

Sometimes life can throw you a curve-ball when you’re least expecting it. Even if you think you have everything under control, something unexpected can leave you needing a short-term cash injection in a hurry. A payday loan is perfect for this, but what are you supposed to do if you have bad credit?

You reach out to BingoLoans!

The Problem with Bad Credit

Bad credit can be a real problem if you’re looking for any kind of loan – especially a payday loan. The issue is that a payday loan can be essential from time to time. So if you have bad credit, and need a short term cash injection, what are you supposed to do?

At BingoLoans, we understand that sometimes life doesn’t go as you intended. A bad credit rating can happen due to a number of different reasons, and it can even be the case that it wasn’t actually your fault. So it seems unfair for you to be punished when you come to need a loan.

This is why BingoLoans is proud to offer the exceptional acceptance rates we do – a large percentage of applicants will be able to get the loan they’re looking for. Even if they have had a few issues in their financial past.

Getting a Payday Loan is Easy

BingoLoans has taken all the hard work out of getting a payday loan – all you need to do is apply via our handy online calculator, and you could get your decision in minutes.

Using our online application tool, you can decide how much money you want to borrow and for how long. You’ll then be able to see instantly what the repayment terms are going to look like. If they suit you, you can make your application in just a few moments.

We understand that when you need a payday loan, you need it now. If an emergency has arisen, an unexpected bill has fallen on your mat, or something you rely on has broken down, time is of the essence. This is why at BingoLoans we aim to have the money in your account in sometimes as little as 2 hours.

Borrow Online Today

BingoLoans is a direct lender and a broker, which means we’ll be lending you the money directly and if we can’t lend to you ourselves, for whatever reason, we’ll try and get you the loan you need through our panel of lenders and financial services providers.

What does this Mean for You?

It means the application process is as simple and straightforward as possible, as is the decision-making and payment process. You don’t have to negotiate multiple lenders all requiring different pieces of your financial history to make their decision – you’ll only deal with BingoLoans if we lend to you, and our requirements are simple.

If you don’t meet our requirements, or we feel we can’t lend to you directly, that doesn’t mean we can’t help you – we work with a panel of trusted lenders and financial service providers. We can pass the details of your application on to them, and in many cases, you’ll still be able to find a lender willing to lend you the money you’re looking for.

So, if you need a payday loan but suffer from bad credit, apply online with BingoLoans today.