Fast Loans

A fast loan is a short term loan that can be applied for and approved in a short space of time. That’s why this specific loan is perfect for unexpected emergencies. Our fast loans application process shouldn’t take more than 3-5 minutes, and you should receive a loan decision soon after.

Once approved, you’ll only have to wait a few hours for your loan to be deposited into your chosen bank account. Now that’s what we call a fast loan!

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Fast Loans for Emergency Situations

Sometimes, emergency crops up that can have dire consequences for you and your family. If your car broke down tomorrow, how would it affect you? Could you get to work? Take the kids to school? When a financial disaster strikes, like doesn’t hit pause. When you still have weeks to wait till payday, you will know that the best decision for your family is to prioritise fixing the car asap.

With BingoLoans, you can choose the terms that suit you. Use our loan calculator to see how much you could borrow and for how long.

fast loans loan calculator

Why choose us for a Fast Loan?

Quite simply, because we believe we are the best at delivering responsible fast loans. Here are a few benefits of taking out a loan with us:

  • Affordable, quick loans. We ensure any fast loan we give you is affordable. If this means spreading repayments out into small manageable repayments then this is what we’ll do.
  • We say YES, where others say NO. Due to our lending criteria, we don’t just access our customers on their credit scores. We check if, by lending to them, they’ll be able to repay the loan back.
  • Flexible loans. Choose how long you want to repay your loan for. This could be over 1 month, 3 months or even up to 12 months. Whatever suits you best.

How do I apply for Fast Loans?

The borrower will fill in an online application form which is then received by the lender in real-time. The lender will then run credit and affordability checks in the background to decide whether the loan is suitable. Once the lender has all the correct details and is satisfied the borrower can afford to pay the loan back. They will then issue the borrower with a loan contract to e-sign. The borrower should receive their loan within a few hours, sometimes the next working day.