short term loans

Best ways to save money on shopping

For many of us, shopping takes up a large chunk of the monthly budget. Whether you’re trying to save money on food shopping, or cut the cost of buying online, we’ve pulled together a few tips to help you.

Work out what you spend your money on. Make a list of everything you buy in a typical month. This will make it easier to work out where you can cut back.

Shop around. Check out the competition and compare prices. For example, it might be cheaper to go to a different supermarket, or buy your electronics from a different website.

Need some help balancing your budget? Try one of the many online free and easy to use Budget Planners.

Beware of special offers. Vouchers, special offers and cashback deals were invented to make you spend more, not less. Never buy something you don’t need just because it’s on offer.

Don’t impulse buy. Think carefully before making a purchase – especially if it’s expensive. At the very least sleep on it! It might seem less appealing in the morning.

Check reviews. If you’re not sure about a product, check online to see if there are any reviews. Just type its name into a search engine, followed by ‘review’.

If all else fails and you have a financial emergency, why not consider one of our short term loans